My ten step plan to getting out of debt

Hello! It’s me! I’m back. I’m sorry for the absence – although I’m sure you’ve all been very happily going about your summer and not giving it a second’s thought…anyway, it’s been a couple of weeks since I last posted, which is the longest I’ve been since starting this project.

So what’s been happening? Well, I haven’t been following any self-help for August – but I have been helping myself by continuing to face up to the finances and doing a lot of paid work.

So an update on the finances:

In the last post I was in the midst of epic self-loathing about my two GIANT overdrafts and hefty credit card bill.

Reading that post back I realise I wasn’t actually giving you the full scale of my panic at the time. I have an overdraft on my business account which I’m not going to go into just now  (one debt at a time) – but my PERSONAL debts totalled more than £10,000 which is a pretty massive number in my book. In anyone’s book.

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